We have over 13 choices to choose
from. You can have just one basic savings account or open a variety for
day-to-day, special purpose, or something for down the road education or
retirement. Take a look at what types of savings accounts we have to offer.
This is your “key” account to credit union
membership. A nominal deposit of $25.00 entitles you to all the benefits and
services provided by the credit union.
These accounts are a great way
to put a little bit aside each payday through payroll deduction, or whenever you
want, by depositing or transferring money.
In November, these special
savings you’ve set aside are transferred to your share draft account for holiday
This account offers you the best way to save
year-round for those vacations you so deserve.
Special Purpose Club
A special rainy day account for
planned or unforeseen purposes whether it’s to replace an old appliance, buy a
new plasma TV, or in the event of medical or other emergencies.
Loan Payment Account
It’s tough sometimes to make
your monthly loan payments all at once out of one paycheck. Our Loan Payment
Savings account makes it easy. By taking advantage of Direct Deposit/Payroll
Deduction with your employer, a portion of your loan payment can be
automatically deducted from your paycheck and deposited into this special
account. At the end of the month, your full loan payment is applied preventing
late payments and finance charges, providing you with peace of mind.
Term Share Certificates
Earn higher savings rates with terms available from
6 months to 5 years and a minimum deposit of $1000. Penalties for early
IRA Share Accounts & Term Share
Both of these accounts have the benefits of tax
deferment and retirement planning and have a minimum deposit of $1000. Penalties
for early withdrawal apply. The National Credit Union Administration (NCUA) also
insures them for up to $250,000 separately from your other credit union
For kids under 12. Sign up your children,
nieces, nephews, grandchildren. Brochures with applications available at both of
our office. Kids get a special saving kit mailed to them with savings incentive
cards, games, toys and ways to learn how to save their money.
Pocket Cents provides access to tools and information designed to teach
school-aged youth positive financial habits. The website offers important
lessons about the value of a dollar and allows youth to explore the different
currencies from around the world using an interactive map.
Pocket Cents, youth will also discover the vital role credit unions play in
their financial future. The website explains the history of credit unions, how
to locate a credit union, and how to start a credit union right in their school.
Where else can you get a free
Share Draft (Checking) account that earns interest? Compare our Share Draft
Account against other financial institutions’ fees for services such as
non-sufficient funds, stop payment, copies of statements, and other charges that
deplete the very money you are trying to save!
It’s time to make the switch
and open your Share Draft account with us.
No monthly service charges
(subject to approval)
No per check charge
Unlimited check writing
No minimum balance
Easy to read monthly
Various electronic services
such as: ATM/Debit Cards, 24/7 audio phone service, home banking, and
direct deposit allows you to transfer, deposit and withdraw in and out of
This is the all-in-one card: use it to make purchases, make
financial transactions and withdraw cash.
No fees for purchases anywhere you see the VISA® symbol
Only fifty-cents per ATM withdrawal charged by the
Check accounts balances, make payments and transfers,
withdraw cash at any ATM
ATM/Debit Card transactions clear on an interest
bearing Share Draft Account
No annual fee
Your ATM card is all good at the Allpoint network,
America’s largest surcharge-free ATM network with over 32,000 locations. To
locate a participating ATM visit:
|Vehicle – Auto, Truck,
Motorcycle, RV and Boat
Terms up to 5 years
Up to 100% financing
|First Mortgages & First Mortgage
Terms up to 15 years
Up to 80% loan to value
Home Equity Line of Credit
7-year repayment period
Up to 5-year term
Risk Based Lending is
applied to loan rates.
Lending provides members with average to less than average credit ratings a
better opportunity to qualify for loans that they may not have been eligible for
in the past. It also provides better rates to borrowers with excellent credit
history. A range of rates are used to determine which applies to your
qualification based on credit scores, as well as the type and term of the loan.
Have your paycheck
automatically deposited into a designated credit union account.
A wide variety
of options are available for you to conduct your financial business number. You
Obtain balance information
Transfer funds between
Check to see which checks
Check Direct Deposit
Make loan payments
View updates with the most
recent specials, rates, news and services
Contact us via email
|Trooper 24 – Audio Response
Conduct most transactions
24 hour, 7 day a week
Check for office hours
Use a telephone or cell
Phone number to call:
Credit Card Information with
Legal Service Plan
Electronic Funds Transfers
Overdraft Protection from Share
Up to $20,000 Free Loan Protection Insurance
Credit Disability Insurance on Loans
Free Notary Public Services
Schedule of Fees
NCUA Deposit Insurance
© Connecticut State Police Credit Union. All rights reserved.