• No Annual Fee
  • Low Fxed Rate
  • Credit Limit up to $10,000
  • 25-day Repayment Period
  • Automatic Travel Accident Insurance
  • Visa Credit Card Account Opening Disclosure

SPCU Visa Rewards and Cash Back

SPCU Visa® credit card holders can earn rewards on credit card purchases. 

Use your VISA credit card to earn points redeemable for cash back, travel, merchandise, gift cards and more through the new uChoose Rewards Program. 

The more you shop, the more you earn. Simply use your card for everyday purchases at gas stations, supermarkets, retail stores, etc.  Earn 1% back on purchases to redeem for cash back, gift cards, travel or merchandise.

All SPCU VISA credit card holds are automatically enrolled in the uChoose program. 

Go to SPCU Online/Home Banking to view your VISA account where you can access your uChoose rewards details or visit

Not a SPCU Visa card holder? Apply Today


State Police Credit Union offers loans for your lifestyle and budget

With an SPCU vehicle/boat loan, you'll get:

No application fee
Up to 100% financing
No down payment for new vehicles/boats; 10% minimum down payment for used (7 years or newer)
48  hour loan answer turn around

Refinancing available on loans from other lenders (to reduce your rate or term)
Payroll deductions allow for smaller more manageable payments


Term:              36 Months    48 Months    60 Months    72 Months

Rate:                     2.64%             3.15%              3.64%              3.90%

$ per 100             $28.92            $22.20              $18.25             $15.60


Apply Now Online Or Call Us Today At 800-310-7728

* Your rate will be determined by your credit history, term selected and may range from 2.64% to 7.40%. Subject to credit evaluation. Contact the Credit Union for details.

Share Secured & Certificate Secured Loan

  • Fixed rate marginally above current deposit rate
  • Up to 5 year terms

Personal Loan

  • Fixed Rates
  • Terms up to 5 years
  • Up to $20,000 with Co-signer