Ask About Our No Closing Cost Mortgage Special

Through June 30th, State Police Credit Union will be offering members a no closing cost* mortgage that can save you thousands of dollars.
This offer applies to 1st and 2nd mortgages and HELOC loans. Refinancing is acceptable; however members need to borrow an additional $15,000 new money minimum.
Underwriting guidelines apply. Visit our website for current mortgage loan rates.
Contact Deborah Fiore, CSPCU Loan Officer at 800-310-7728 for more information or to apply.
*No appraisal, credit union attorney, title search, processing or recording fees incurred.
First Mortgage & Refinancing
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Up to 80% financing
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Up to 30-year terms
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Associated costs such as appraisal, closing and attorney fees
Home Equity
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Fixed rates
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Terms up to 15 years
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Up to 80% loan to value

Have funds available for all your big life events
Whether you're renovating your home or paying for your kid's college education, leveraging your home's equity is a smart way to borrow. The SPCU's Home Equity Line of Credit offers flexible borrowing at low rates. And our personal service is unmatched.
Competitive Rates: 1.99% APR Variable* or as low as 3.90% APR Fixed
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Minimum line of $5000/maximum of $100,000
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Like a credit card, borrow only what you need, when you need it
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Write checks for any amount from $500 up to your credit limit
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Interest paid may be tax deductible (please consult your tax advisor)
Type |
Financed Amount |
Repayment Period |
APR |
VARIABLE** |
Up to 80% LTV |
10 Yr. Draw/10 Yr. Repay |
1.99% APR Yr 1, then Prime - .25 |
FIXED** |
Up to 80% LTV |
7 Yr. Draw/7 Yr. Repay |
3.90% APR |
Apply Now Online Or Call Us Today At 800-310-7728
Home Improvement
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Fixed rates
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Up to 5-year term