Need Funds Fast?
When you need cash fast, whether it’s for home repairs, the purchase of an older vehicle* or an emergency situation, choose SPCU’s personal loan.
No collateral required
Terms up to 5 years
Up to $20,000 with Co-signer
Apply Online Today! Or visit a SPCU Branch.
Vehicle and Boat Loans for your Lifestyle and Budget
Need financing for your new or used car, motorcycle, RV or boat?
With an SPCU vehicle/boat loan, you'll get:
Up to 100% financing (on new only)
No down payment for new vehicles/boats; 10% minimum down payment for used (7 years or newer)
No application fee
Maximum term: 5 years on used, 6 years on new
SPCU can make your loan payments more manageable with convenient payroll deductions.
Need a lower rate or a different term on an existing loan? Refinancing options are available on loans from other lenders.
Our low refinance loan rates are among the best. In most cases, we beat our competitors!
Apply Now Online Or Call Us Today At 800-310-7728
Share Secured Loans
Build your credit with a low rate shared secured loan from SPCU. Funds borrowed can be used for virtually anything!
The loan is secured by the funds in your share account or CD. Borrow any amount up to your account’s balance. If borrowing against a CD, the term of the loan can be no longer than the remaining term of the CD.
Rate: 2.5 % above what you are earning on your regular share or a certificate of deposit (CD).
To Apply, Call Us Today At 800-310-7728