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Retirement and Investments

Ensure Your Financial Security

Whether you’re planning for your retirement or just investing for your future, we can help you find the right options to grow your money.

Find out which IRA is right for you:

Traditional IRA

A Great Way to Save for Retirement

Save money for your retirement in a Traditional IRA up to the age of 70½.  Contributions* may be tax deductible. Consult your tax advisor.

Earnings are tax deferred until they’re withdrawn upon retirement. 

Visit a SPCU branch today to open an IRA.

*Your total contributions to all of your traditional and Roth IRAs cannot be more than: $5,500 per year ($6,500 if you're age 50 or older).

Roth IRA

Set Your Path to Retirement

The Roth IRA offers a way to invest after-tax dollars and let it grow over time. Contribute to a Roth IRA at any age as long as you fall within the Roth income limits. 

  • Contributions* are not tax deductible.
  • Qualified distributions are not subject to taxes upon withdrawal.

Rates

Visit a SPCU branch today to open an IRA.

*Your total contributions  to all of your traditional and Roth IRAs cannot be more than: $5,500 per year ($6,500 if you're age 50 or older).

IRA CD

A Safe Investment

Our IRA CD accounts are standard certificates of deposit held in individual retirement accounts.
IRA CD’s are ideal if you’re near retirement and looking for a safe investment with limited market exposure.

Rates

Visit a SPCU branch today to open an IRA.