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Share & IRA CDs

Effective November 18, 2020

Description APR APY (1)*
12 Months 0.40% 0.401%
24 Months 0.45% 0.451%
36 Months 0.55% 0.551%
48 Months 0.65% 0.652%
60 Months 0.80% 0.803%
72 Months 0.90% 0.904%
120 Months 1.00% 1.005%

* Annual Percentage Yield

Minimum CD $1000.

* Rates and/or terms are subject to change without prior notice.

Compounding is as follows:

  • All accounts compound monthly

Amount of Certificate Early Withdrawal Penalty

  • For Term Share Certificate and IRA Certificates of 36 months or less - 60 days dividends
  • For Term Share Certificate and IRA Certificates of 48 and 60 months - 90 days dividends
  • For Term Share Certificate and IRA Certificates of 72 months - 180 days dividends
  • For Term Share Certificate and IRA Certificates of 120 months - 270 days dividends