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Share & IRA CDs

Effective November 1, 2018

Description APR APY (1)
12 Months 1.90% 1.917%
24 Months 2.30% 2.324%
36 Months 2.50% 2.529%
48 Months 2.75% 2.785%
60 Months 3.00% 3.042%
72 Months 3.15% 3.196%
120 Months 3.40% 3.453%

* Annual Percentage Yield

Minimum CD $1000.

* Rates and/or terms are subject to change without prior notice.

Compounding is as follows:

  • All accounts compound monthly

Amount of Certificate Early Withdrawal Penalty

  • For Term Share Certificate and IRA Certificates of 36 months or less - 60 days dividends
  • For Term Share Certificate and IRA Certificates of 48 and 60 months - 90 days dividends
  • For Term Share Certificate and IRA Certificates of 72 months - 180 days dividends
  • For Term Share Certificate and IRA Certificates of 120 months - 270 days dividends